Buying a Used Car From a U.S. Dealer: Written Prices, Inspection and the Buyers Guide
The price on the windshield is only part of a used-car decision. The Federal Trade Commission’s guidance explains how to compare the full price, check warranty promises and arrange an independent inspection before buying from a dealer.
1. Ask for the out-the-door price in writing
The FTC recommends getting written out-the-door quotes before visiting dealers. They help you check advertised discounts, confirm the vehicle is available, and identify add-ons or other charges. Budget for registration, insurance, fuel and maintenance as well as the car itself. Ask what each optional add-on costs and what it provides. https://consumer.ftc.gov/articles/buying-used-car-dealer
2. Read the Buyers Guide, not just the advertisement
The FTC says dealers must display a Buyers Guide on used cars they offer and give it to the buyer after the sale; exceptions include motorcycles and most recreational vehicles. Maine and Wisconsin use their own versions. The guide states whether the vehicle is sold as is or with a warranty and what share of covered repair costs the dealer pays. Get promises in writing. If the sale is conducted in Spanish, ask for a Spanish Buyers Guide. https://consumer.ftc.gov/articles/buying-used-car-dealer
3. A history report does not replace an inspection
The FTC says a vehicle history report may show accidents or flood damage but typically does not show mechanical problems. It recommends an independent mechanic’s inspection even for a dealer-certified vehicle or one with a warranty. Ask for a written report, repair-cost estimates and the vehicle identification number (VIN). If a dealer will not allow an independent inspection, the FTC suggests considering another dealer. https://consumer.ftc.gov/articles/buying-used-car-dealer
4. Check recalls separately
NHTSA provides a recall lookup and information on safety defects. Use its official page to check the vehicle and follow any interim safety guidance for a recall. NHTSA says owners receiving recall notices should contact a local dealership for the recalled part’s free repair. https://www.nhtsa.gov/recalls
5. Compare financing and check the return policy
The FTC says financing increases the total cost because you also pay for credit. Compare the annual percentage rate (APR), payment count, finance charge and total price, rather than only the monthly payment. Federal law does not require dealers to give buyers three days to cancel and return a car. State rules and dealer policies vary: ask for the return policy in writing and check your state attorney general’s rules before signing. https://consumer.ftc.gov/articles/buying-used-car-dealer
Official sources
Published on Mahjar Post on November 1, 2026. Sources: official U.S. government pages linked above.
